Who’s Liable? Understanding Premises Liability in HOA and Apartment Complex Accidents in Florida
May 5, 2025 – Britto & Herman Injury Lawyers

When someone is injured in a shared space—like a clubhouse, pool, or sidewalk—within an apartment complex or HOA community, one of the first questions that comes up is: Who’s responsible? Understanding premises liability in these situations is essential for protecting your rights and knowing who may be held accountable. At Britto & Herman Injury Lawyers, the trusted Personal Injury and Accident Lawyers in Jupiter, FL, we help injury victims cut through the confusion and fight for the compensation they deserve.
Premises Liability in Florida: The Basics
Premises liability refers to a property owner’s legal responsibility to maintain safe conditions for those who enter their property. This duty of care extends to HOAs, landlords, property managers, and maintenance companies. When someone is injured due to hazardous conditions—such as broken stairs, unlit walkways, or wet surfaces—they may have grounds to file a premises liability claim.
In shared communities, the responsibility often gets complicated. Is it the landlord’s fault? The HOA’s? A third-party contractor? That’s where legal expertise becomes critical.
When Is an HOA Liable?
A homeowners association (HOA) may be held liable if the injury occurred in a common area under their control. This includes:
- Parking lots
- Sidewalks
- Pools and fitness centers
- Clubhouses
- Elevators and stairwells
The HOA is expected to inspect, repair, and maintain these areas in a reasonably safe condition. If they fail to do so, and someone gets hurt, they can be held legally responsible.
When the Landlord or Property Manager May Be at Fault
Landlords and property managers are typically responsible for areas specific to individual units or building infrastructure, such as:
- Private balconies or patios
- Interior staircases within rental units
- Structural elements of the building
If a tenant or visitor is injured in these spaces due to negligence—like a known leak or faulty railing—the landlord may be held accountable.
What to Do After a Common Area Injury
If you’re injured in a shared apartment or HOA community, take the following steps right away:
- Seek medical attention — even if the injury seems minor
- Report the incident to the HOA or property manager in writing
- Take photos of the scene, including hazards
- Gather witness contact info
- Speak with an attorney before speaking with insurance companies
These steps help preserve evidence and protect your right to seek compensation.
How Britto & Herman Injury Lawyers Can Help
Proving fault in premises liability cases involving HOAs or apartments can be difficult. There may be multiple parties involved and layers of insurance coverage. At Britto & Herman, we cut through the red tape. As experienced Personal Injury and Accident Lawyers in Jupiter, FL, we investigate thoroughly, determine liability, and fight for the full compensation our clients deserve—whether through settlement or trial.
Injured in an HOA or Apartment Complex? Don’t Wait.
You shouldn’t have to pay for someone else’s negligence. Let Britto & Herman Injury Lawyers be your voice.
📞 Call us now at (561) 782-2891
🌐 Visit www.brittoherman.com
📩 Or email us directly at info@brittoherman.com to schedule a free consultation.
We’re committed to helping Florida injury victims get the justice they deserve—and we know how to win.
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