Settlement Negotiation in Florida: What You Need to Know
July 31, 2025 – Britto & Herman Injury Lawyers

After an accident, one of the most important phases of your personal injury case is settlement negotiation. Whether you’ve been hurt in a car crash, slip-and-fall, or other incident caused by someone else’s negligence, understanding the process can help you protect your rights and maximize your recovery.
At Britto & Herman Injury Lawyers, our team of Personal Injury and Accident Lawyers in Jupiter, FL has helped hundreds of clients reach favorable settlements without ever stepping foot in court. Here’s what you need to know about how settlement negotiations work in Florida—and how a skilled legal team can make all the difference.
What Is a Settlement?
A settlement is a formal agreement between an injury victim and the party at fault (or their insurance company) to resolve a claim without going to trial. It typically includes a financial payout in exchange for the injured party agreeing to drop further legal action.
While it may sound straightforward, the negotiation process behind a settlement can be complex—especially when insurance companies attempt to undervalue your claim.
Key Factors That Influence Settlement Amounts
Several elements go into determining the value of a personal injury settlement. These include:
- Medical expenses – Past and future bills for treatment, rehab, and medications.
- Lost income – Wages missed during recovery or lost earning capacity.
- Pain and suffering – Emotional and physical trauma caused by the injury.
- Property damage – Especially relevant in motor vehicle accident claims.
- Liability and evidence – Strong evidence and clear fault help support a higher offer.
An experienced attorney will evaluate all these areas and fight for a fair number—not just the first one thrown out by an insurer.
How the Negotiation Process Works
Settlement talks usually begin after the injured party reaches maximum medical improvement (MMI) or has a clear diagnosis and treatment plan. From there, your attorney will:
- Gather evidence and documentation
- Draft a demand letter outlining your case and the compensation sought
- Engage in back-and-forth communication with the insurance company
- Advise you on when to settle or pursue litigation
It’s important to remember: insurance companies are not on your side. They’re motivated to settle for as little as possible, which is why working with a lawyer is critical.
When to Settle vs. When to Litigate
Not all cases end in a settlement—and that’s okay. If the at-fault party or their insurer refuses to offer a fair amount, litigation may be the best path forward. At Britto & Herman, we don’t hesitate to take a case to court if that’s what it takes to secure justice.
We only litigate when we believe we can win—and our proven results speak for themselves.
Why Work with Britto & Herman Injury Lawyers
At Britto & Herman Injury Lawyers, we bring clarity, strategy, and confidence to every case we take on. We know the tactics insurance companies use, and we counter them with experience, precision, and a commitment to your full financial recovery.
If you’ve been injured in an accident, don’t settle for less than you deserve. Work with a team that knows how to negotiate—and win.
📞 Call us today at (561) 782-2891
🌐 Visit us at www.brittoherman.com
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Let our Personal Injury and Accident Lawyers in Jupiter, FL help you take the next step toward justice.
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