How Long Do I Have to File a Car Accident Claim in Jupiter, Florida?

How Long Do I Have to File a Car Accident Claim in Jupiter, Florida?

In Florida, you generally have two years from the date of a car accident to file a personal injury lawsuit. This deadline applies to most accidents that occurred on or after March 24, 2023, under Florida Statute § 95.11. Missing it usually means you permanently lose the right to recover compensation.

What Is the Statute of Limitations for Car Accidents in Florida?

Florida law sets a two-year statute of limitations for most negligence-based personal injury claims, including car accidents. The clock starts on the date of the crash, not the date you finish medical treatment or settle with the insurance company. Claims that arose before March 24, 2023, may still fall under the old four-year rule.

Does the Two-Year Deadline Apply in Jupiter and Palm Beach County?

Yes. The same statewide deadline applies to accidents in Jupiter, Palm Beach Gardens, Tequesta, Juno Beach, and the rest of Palm Beach County. Local courts in the 15th Judicial Circuit enforce this limit strictly.

Are There Any Exceptions?

Limited exceptions exist. Claims involving minors, certain government entities, or injuries that were not reasonably discoverable at the time of the accident may have different rules. Government claims often require much shorter notice periods. Because exceptions are narrow, the safest approach is to treat the two-year deadline as firm.

What About Insurance Claims?

Insurance notice and PIP deadlines are separate from the lawsuit deadline. You should report the accident to your own insurer promptly and seek medical treatment within 14 days to protect Personal Injury Protection benefits.

Why Acting Early Matters in Jupiter

Evidence disappears, witnesses move, and insurance companies document their own version of events quickly. Contacting a Jupiter car accident lawyer early helps preserve crash reports, surveillance video, and medical records while protecting your legal rights.

FAQ

How long do I have to file a car accident lawsuit in Florida?
Two years from the date of the accident for most claims arising on or after March 24, 2023.

Does the deadline change if I am still treating?
No. The statute of limitations is not extended by ongoing medical treatment.

What happens if I miss the deadline?
The court will almost always dismiss the case, and you lose the right to recover compensation.

Should I wait until the insurance company finishes its investigation?
No. Waiting risks missing the filing deadline and losing critical evidence.